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Payments received after due date may be assessed a late fee. These are charged monthly, up to a max of 5 times a yr. There aren’t any grace intervals. When you’ve had a secure job for the past four-10 years and it is unlikely you would leave anytime soon, it’s doable that the agency may try to receive a judgment to garnishee wages for restoration of the debt. Winner: For this one it is a tie. Going with unsecured versus a secured card won’t essentially imply a lower price.
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